Turn your savings into a paycheck you can't outlive.
Most Georgians retire with a pile of money and no plan for how it becomes monthly income. We build the plan — and show you exactly which dollars pay the bills first.
Schedule My Free ConsultationSound familiar?
- You know your account balance but not your monthly retirement income.
- You're unsure when to claim Social Security, or whether to bridge with savings.
- Market drops in your first five years of retirement could permanently shrink your paycheck.
- You're holding cash or CDs because nobody has shown you a safer income option.
How the process works
1. Income gap analysis
We total your guaranteed income (Social Security, pension, rentals) and subtract your real monthly expenses. The difference is your gap — the only number that matters.
2. Sequence-of-returns protection
We separate the next 5-10 years of spending from long-term growth money, so an early bear market never forces you to sell at a loss.
3. Guaranteed income layer
Where it fits, we use fixed or indexed annuities from A-rated carriers to cover the gap with contractual income — never as a one-size-fits-all product pitch.
4. Written income plan
You leave with a one-page schedule showing what you get paid, from which account, in which year — plus what happens to the balance for your spouse and heirs.
What you walk away with
- Monthly income gap report
- Social Security claiming comparison
- Withdrawal sequencing schedule
- Guaranteed income options from multiple A-rated carriers
- Fee and surrender-period disclosure in plain English
22 questions to answer before you set a retirement date.
Common questions
How much income can I safely take from my portfolio?
It depends on your age, other guaranteed income, and how much market risk you can tolerate. Rather than a rule of thumb, we model your specific accounts and show the trade-offs side by side.
Do I have to buy an annuity to work with you?
No. We're independent. Many plans use a mix of portfolio income, Social Security timing, and cash reserves. An annuity is only recommended when it solves a gap better than the alternatives.
Do you work with people outside metro Atlanta?
Yes — we serve all 159 Georgia counties, with specialists who know South Georgia markets including Adel, Tifton, Douglas, Vidalia, Lyons.
Six standards we won't compromise on.
Retirement money deserves more scrutiny than a quote engine can offer. Here's what we require of every advisor in the network.
Independent, not captive
The specialists we match you with aren't employed by one insurance company, so they can compare contracts across multiple A-rated carriers.
Licensed in Georgia
Every advisor in our network holds an active Georgia insurance license and works in your county — not a call center in another state.
A-rated carriers only
Guarantees are only as strong as the company behind them. We focus on carriers rated A or better by A.M. Best.
Everything in writing
Fees, surrender periods, and how your advisor is paid are disclosed in plain English before you sign anything.
Your data is never sold
Your information goes to one matched advisor. We don't run lead auctions and we don't resell your contact details.
No-pressure standard
If an annuity isn't the right fit for your situation, a good advisor will tell you so. That's the standard we hold our network to.
Georgia Solutions Group is a referral service, not a financial advisor, broker-dealer, or insurance company. Annuities are insurance products; guarantees are subject to the claims-paying ability of the issuing insurer.
Schedule your free retirement consultation
A 30-minute, no-obligation call with a licensed, independent Georgia advisor. You'll leave with your income gap in writing.
Free · No obligation · Your information is never sold